Like any tendon, the patellar tendon is built mainly from type I collagen fibers arranged in parallel along the axis of transmitted force, giving it high tensile strength at the cost of relatively little elasticity. A healthy tendon undergoes a continuous, balanced cycle of microdamage and repair — every load causes minor microdamage to collagen fibers, which under normal conditions is repaired by fibroblasts (tenocytes) faster than new damage accumulates.
The problem starts when the frequency and intensity of load (repeated jumps, landings, direction changes) exceeds the tissue's capacity to regenerate between training sessions — typically with a sudden increase in training volume or intensity, a change of surface or footwear, or returning to full load after a break without adequate re-adaptation. Under these conditions, microdamage accumulates faster than the tissue can repair it, and the body's repair response starts producing structurally inferior tissue — with disorganized collagen fiber arrangement, increased ground substance (water-binding proteoglycans), and new, immature blood vessels (neovascularization) accompanied by ingrowing nerve endings — which partly explains where the pain comes from in tissue that, histopathologically, shows no classic inflammation.
The second part of the mechanism concerns why pain often doesn't correlate well with the degree of structural change visible on ultrasound or MRI — similar to spinal disc herniation, a degenerated tendon structure is sometimes visible on imaging in people with no pain at all, and conversely, severe pain can occur with relatively minor structural changes. This is explained by the fact that pain in tendinopathy largely stems from biochemical and neurogenic processes (new nerve endings accompanying neovascularization, changes in local pain-receptor density), not purely from the mechanical "size of the damage" — which is why improved imaging after rehabilitation doesn't always track with pain resolution, and vice versa.